This cold is too stressful I need to stay inside!

Well, I just was outside and it's 14F.  I love the cold but even I admit that's pretty frigid. The thing that stresses me out about the cold is not the cold itself but the plethora of Winter Warriors who want to defy the cold. For some reason I still see people on the streets with shorts, skirts with no tights and yes, even no coats.  What is the deal with these people?  I like the cold but frost bite that I'm not a fan of and you shouldn't be either. Seriously, you are so cool now put a coat on.